• Menu
  • Call
  • Email
  • Visit
Golden & Cardona-Loya, LLP
  • 619.476.0030
  • Home
  • Attorneys
  • Practices Area
    • Debt Collection
      • Collection Agencies & Lenders
    • Credit Reporting
    • FDCPA Cases
    • Home Improvement Contracts
    • Identity Theft
    • Lemon Law
    • Student Loans
      • Student Borrower Bill of Rights
    • TCPA Robocalls
    • Unlawful Repossessions
    • Vacating Default Judgments
  • Case Results
  • Resources
  • Contact
  • Blog

Blog

Debt Buyer’s Burden of evidence Regarding an Original Creditor’s Documents

Mar 2,2019 | goldencardona

A third-party debt buyer cannot lay the foundation for the business records of the original creditor. (Midland Funding, LLC v. Romero (2016) 5 Cal.App.5th Supp. 1, accord Sierra Managed Asset Plan, LLC v. Hale (2015) 240 Cal.App.4th Supp. 1.) What...

read more

Overview of the TCPA

Jan 5,2019 | goldencardona

Have you been receiving robocalls to your cell phone? Do your creditors constantly call you with prerecorded messages? Are you receiving spam text messages without your permission? If so, there’s a good chance you might be able to put an...

read more

Foreclosures in California – A few useful facts

Oct 10,2018 | goldencardona

What is a foreclosure? A foreclosure is an act of taking possession of a mortgaged property when the mortgagor fails to keep up their mortgage payments. In California, the most common type of foreclosure is a Nonjudicial Foreclosure. This happens...

read more

Debt Collections: What you need to know

Aug 10,2018 | goldencardona

Are you receiving debtor calls relating to a debt not owed? If you don’t believe you owe a debt you are being contacted about, you can write a request and send through the mail within 30 days of receiving the...

read more

Consumer Credit Scores: What you need to know

Aug 10,2018 | goldencardona

Ever wondered why your credit score is lower than you anticipated? Did you check it and not comprehend why it was lowered? Allow us to share with you a seldom known fact: Credit reporting agencies at times report erroneous credit...

read more

Substantial reduction for second mortgage

Jun 22,2018 | goldencardona

The attorneys of Golden & Cardona-Loya, LLP were able to settle a second mortgage with Real Time Resolutions. The unpaid principal balance on the loan was $264,822.97. The loan was settled for $20,000. The settlement will also be reported on...

read more

Protecting Your Medical Privacy in California

Jun 19,2018 | goldencardona

The privacy of an individual's medical information is an important aspect when building trust between a patient and his or her medical provider. The California Confidentiality of Medical Information Act, Civil Code §56 et seq. (“CMIA”) has been established to...

read more

Updates to Credit Reporting Laws

Jun 4,2018 | goldencardona

Individuals who have been the victim of identity theft can request a security freeze or fraud alert to protect against unauthorized use of their information. (For a detailed discussion regarding the difference between security freezes and fraud alerts please see...

read more

New Protections for Servicemembers Facing Foreclosure

Jun 3,2018 | goldencardona

On May 24, 2018 the President signed Public Law 115-174 extending protections to Servicemembers facing foreclosure. The attorneys at Golden & Cardona-Loya, LLP assist servicimembers in all aspects in dealing with their creditors. The Servicemembers Civil Relief Act, 50 U.S.C....

read more

Recent Updates to Consumer Protection Laws

Jun 2,2018 | goldencardona

On May 24, 2018 President Trump signed off on a number of changes to consumer protection laws. Many of the changes affect the Truth in Lending Act (“TILA”) and the Fair Credit Reporting Act (“FCRA”). Other changes affect the Servicemembers’...

read more
  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • Next Page »
  • Recent Posts

    • Legal Assistance for Those Financially Harmed by COVID-19 May 1, 2020
    • Mortgage Relief Specific to Californians Affected By COVID-19 April 14, 2020
    • Student Loan Relief Related to the COVID-19 April 7, 2020
  • Tags

    #$1500percall #autodialer #consumerattorney #consumerattorneys #consumerfraud #coronavirus #coronavirus @CARES #coronavirusrelief #coronavirusstudentloans #COVID-19 #creditpull #creditreporting #creditreporting attorney #foreclosure #foreclosureattorneys #missedpayments #permissiblepurpose #robocalls #solarpanelfraud #spamtextmessages #studentloanlawyer #TCPA #tcpaattorney #tcpaattorney #tcpa bank levy collection attorneys consumer protection Credit Reporting debt harassment FCRA Identity Theft SCRA Servicemembers Civil Relief Act unlawful debt collection
  • Leadersof Law Distinguished Justice Advocates Legal Ambasadors

    Contact

    • Phone:619.476.0030
    • Fax:775.743.0307
    • info@goldencardona.com

    Address

    • 3130 Bonita Road, Suite 200B
      Chula Vista, CA 91910

    ©2018 Golden & Cardona-Loya, LLP