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Blog

Legal Assistance for Those Financially Harmed by COVID-19

May 1,2020 | goldencardona

The Coronavirus Aid, Relief, and Economic Security Act ("CARES Act") was signed into law in response to the current global pandemic. The CARES Act provides several provisions that assist consumers financially. Mortgage Relief The CARES Act provides temporary relief for...

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Mortgage Relief Specific to Californians Affected By COVID-19

Apr 14,2020 | goldencardona

As requested by Governor Gavin Newsom, major national banks and nearly 200 state-chartered banks, credit unions, and mortgage lenders/servicers committed to providing California homeowners relief as a result of the economic fallout of the COVID-19 pandemic. The relief is not...

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Student Loan Relief Related to the COVID-19

Apr 7,2020 | goldencardona

The attorneys at Golden & Cardona-Loya, LLP have been assisting student loan borrowers for over a decade. In response to the COVID-19 pandemic, the federal government passed one of the most borrower-friendly pieces of legislation in recent memory. As part...

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New Mortgage Relief Assistance under the CARES Act

Apr 3,2020 | goldencardona

President Donald Trump signed the Coronavirus Aid, Relief, and Economic Security Act (commonly referred to as the “CARES Act”) into law on March 27, 2020. The CARES Act provides mortgage relief for those affected by the drastic economic impact caused...

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What Is An “Autodialer” Under The TCPA?

Mar 25,2020 | goldencardona

Everybody I have talked to has received unwanted auto-dialed calls to their cell phone. Also known as “robocalls” these unpleasant interruptions of our daily life can be violations of a consumer protection law. The Telephone Consumer Privacy Act (“TCPA”), 47...

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The Law On Impermissible Credit Pulls

Mar 21,2020 | goldencardona

The Fair Credit Reporting Act ("FCRA") and California Consumer Credit Reporting Agencies Act ("CCRAA") provide rules that protect your credit information and implements limits on who can pull and access your credit report. In order for an individual or company...

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Missing Payments Because of Coronavirus?

Mar 19,2020 | goldencardona

The COVID-19 pandemic has already had an immediate negative impact for consumers trying to pay their bills. With millions of people losing jobs or working reduced hours the smaller paychecks will mean more accounts going into default. This post will...

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Consumer May Challenge Authenticity of Electronic Signatures

Mar 19,2020 | goldencardona

Authority: Fabian v. Renovate America, Inc. (2019) 42 Cal.App.5th 1062 Consumers who have been victims of fraud in transactions related to solar power can seek redress in court. In an era of electronic convenience, consumers are able to contract without...

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Fair Debt Collections Practices Act – What You Need to Know

Mar 15,2019 | goldencardona

The Fair Debt Collection Practices Act was signed into law on September 20, 1977, by President Jimmy Carter. This law was designed to end deceptive, abusive, behavior from debt collectors, and additionally, unfair debt collection practices. But what is an...

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National Consumer Protection Week

Mar 14,2019 | goldencardona

It is National Consumer Protection Week! This is a time for our firm to help consumers like you understand your rights in order to make well-informed decisions regarding your finances. One of the crucial areas that consumers must begin to...

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  • Recent Posts

    • Legal Assistance for Those Financially Harmed by COVID-19 May 1, 2020
    • Mortgage Relief Specific to Californians Affected By COVID-19 April 14, 2020
    • Student Loan Relief Related to the COVID-19 April 7, 2020
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